Just Good Enough Doesn’t Cut It In The Area Of Giving

Photo by Jay Nungesser

In A Hot Pursuit of Excellence

Have you ever discovered something in life that really captures your interest?

Something that consumes your thoughts? Something that drives you to spend more time, energy, and resources on that one thing? That one thing you want to be excellent in above all other things?

When I was a young man, playing the trumpet was my one thing. My parents and I poured our “extra” time, energy, and financial resources into my fledgling music career.

I practiced at least three hours a day. My parents and I travelled across town 45 minutes in each direction in order for me to take trumpet lessons once a week. I played in three different area civic orchestras which not only took rehearsal time to participate in each week, but lots of travel time and personal energy as well.

We spent money on gas getting from one music activity to another. We spent money on lessons. We spent money on music, new trumpets, accessories, and repairs. We spent thousands upon thousands of dollars in a hot pursuit of excellence for me to be the best trumpet player I could be.

Have you ever had one thing that has driven you to attempt to be the best at in this life?

Excellence In Giving

Have you ever considered that God wants us as Christians to be excellent in the area of giving? With that same passion, drive, and energy that we put into our own pursuits, God wants us to put that into giving as well.

In 2 Corinthians 8:7, we read these words written by the Apostle Paul to the church at Corinth:

But since you excel in everything—in faith, in speech, in knowledge, in complete earnestness and in the love we have kindled in you—see that you also excel in this grace of giving.

The word excel used in this verse carries with it the idea of abounding or overflowing. Excellence in giving means we aren’t just meeting the minimum requirements. We are going above and beyond the minimum.

Paul tells these Corinthian Christians that they are excellent in a lot of important areas. They are putting in a lot of time, energy, and resources into other areas of their Christian walk – faith, speech, knowledge, earnestness, and love. He reminds them to put that same kind of passion, that same type of enthusiastic energy into the area of giving.

In the eyes of God, good enough doesn’t cut it when it comes to this area of giving.

Questions: So, how about you? Are you excelling in this grace of giving? If not, why not? What do you need to do to start excelling in this area of your life?

See my Giving Talk Video below where I addressed this same issue:

Do You Act Like A Little Kid When It Comes To Giving?

Photo by Worapol Sittiphaet

Photo by Worapol Sittiphaet

“No” and “Mine”

I have four daughters.

Yes, there’s a lot of estrogen flowing at my house, and this daddy is a big sap with his girls.

At the time of this writing, my third daughter, Katelynn, is 22 months old. She is quite the little chatterbox at this stage in life, and she has two favorite words right now. You may even be able to guess what they are!

The first word is “NO.” The second word is “MINE.”

Did mommy and daddy teach her these words? Well, not intentionally at least. This is simply the human condition, our sin nature, at work.

So, this is typically what happens at the Jones’ house. Katelynn will get a hold of something as simple as my car keys. I will politely and lovingly ask her for my keys back, because I need them. And, what do you think the first two words are out of her mouth?

Of course, her two new favorite words – No and Mine! And then, she doesn’t want to obey daddy and give them back. I end up in a little wrestling match with this sweet, little adorable girl to get my keys back! Once I have them yanked out of her hands, she has a meltdown.

We Can Act Like Little Kids, Too!

I know this is a fun and adorable story about my little girl, but unfortunately, the sad reality is that this happens with us as adults too.

God has richly blessed us. He has given us money, talents, abilities, food, cars, clothes, and houses that He ultimately wants us to use for His glory.

Then, the Holy Spirit taps us on the shoulder and says, “Hey, Larry. I’d really appreciate if you would give at least 10% of your income on a consistent basis.” Or maybe He says, “I’d really like you to cook a meal and take it to a family that needs help.” Or, “I’d like you to give a few dollars to that homeless guy on the corner.”

But, we end up just like my daughter Katelynn. We take ownership of what is already God’s to begin with and those two favorite words come spilling out of our mouths, “No, God. Mine!”

God’s Word teaches us that everything belongs to Him to begin with. In Psalm 24:1, we read these words:

“The earth is the Lord’s, and everything in it, the world, and all who live in it.”

See my Giving Talk Video below where I addressed this same issue:

Questions: What is God asking you to give, today? Why haven’t you given it to Him, yet?

3 Ways My Parents Taught Me To Love God And His Church

FBR t-shirtLoving His Church

In the month of September, my church has been celebrating our love for our church. We’ve been wearing special “I love my church” T-shirts on Saturdays all around the Metro Kansas City area. We’ve been taking “selfies” of ourselves wearing these T-shirts around town. We’ve been writing social media posts about why we love our church. We’ve even been hashtagging our love on social media with the hashtag #loveFBR on these posts and pictures.

As we have celebrated our love for our church over the last few weeks, I’ve been reflecting back on my childhood and how I learned to love any church I’ve ever been a member.

The reason I love God and His church is primarily due to the example of my parents. As a boy growing up in my parents’ home, I learned to love my church through watching my parents love their church in 3 ways.

3 Ways My Parents Loved Their Church

  1. They gave of their time. They viewed church attendance as a priority, so anytime the church doors were open, we were there. On Wednesday nights, we were there for Awana ministry. On Sunday mornings, we were there for Sunday School and worship service. We would go back for Sunday night services. We also would also attend special missions conferences and revivals (remember those?). And now, as an adult, I’m at church almost every day, because I work for a mega church!
  2. They gave of their talents and abilities. My dad is an artist – he paints and sculpts, and he used those talents to help the church on various projects. He also served as a club leader in the Awana program. I can still remember him wearing his uniform and us kids having to wear those bright red neckerchiefs and the little plastic slides that held them in place. My dad also drove a bus for bus ministry, picking up kids and bringing them to church. My mom is a singer, and she sang solos as well as sang in the choir. She gave me a love and passion for using my musical abilities to serve God and His church in worship.
  3. They gave of their financial resources. My parents taught me how to give at the level of 10% of my income and beyond. Every week, my parents would write their check, place it in a giving envelope, and take their envelope with them to church and drop it in the offering plate. Now, as an adult in an age of electronic giving, my tithes and offerings are automatically given online each week.

In Romans 12:6-8 (NIV), we read these words:

We have different gifts, according to the grace given to each of us. If your gift is prophesying, then prophesy in accordance with your faith; if it is serving, then serve; if it is teaching, then teach; if it is to encourage, then give encouragement; if it is giving, then give generously; if it is to lead, do it diligently; if it is to show mercy, do it cheerfully.

We demonstrate our love for God and His church through giving of our time, talents, and finances.

See my Giving Talk Video below where I addressed this same issue:

Questions: Do you demonstrate your love for God and His church on a consistent basis? Are you giving faithfully of your time, talents, and finances? What talents and abilities has God given you that you could invest back into His Kingdom?

What’s The Big Deal About Christian Financial Stewardship Anyway?

Photo by Paval Hadzinski

Photo by Paval Hadzinski

The Light Comes On For Me, Over Time

Stewardship.

Yeah, it’s a weird word. It’s a churchy word, too. Not many people really get it, either.

Twenty years ago, I would associate the word “stewardship” to tithing on Sunday mornings and church building campaigns. That’s what I thought it was all about.

Then, I attended my first Crown Financial Bible Study Class back around 2001-2002, and the light of understanding slowly began to come on as I learned what God’s Word had to say about financial matters. I learned that “my money” was not mine at all. Everything that I possess has been given to me by Almighty God to manage for His kingdom purposes.

This is the core essence of Christian stewardship. As believers, we are called by God to manage the time, money, abilities, and relationships He has given us. We aren’t supposed to squander all these resources on selfish, fleshly desires.

Here’s an excellent synopsis of stewardship taken from Wikipedia:

A biblical world view of stewardship can be consciously defined as: “Utilizing and managing all resources God provides for the glory of God and the betterment of His creation.” The central essence of biblical world view stewardship is managing everything God brings into the believers’ life in a manner that honors God and impacts eternity.

Stewardship begins and ends with the understanding of God’s ownership of all.

After I went through the Crown Financial Bible study, I ran across this blueish-green book in a local book store called Financial Peace by some guy named Dave Ramsey, who I had never heard of before. I’m reading through this book thinking to myself, “this guy makes a lot of sense. Debt is dumb. I need to get my family out of debt with gazelle intensity!” As a result of reading Dave’s book, I started listening to his syndicated radio show and eventually began coordinating Financial Peace University at my church.

All of these baby steps in the area of Christian stewardship eventually led me to take on a secondary role in my church as our Stewardship Pastor. It has certainly been an exciting as well as interesting journey as I have grown in stewardship in my own life and have attempted to teach it to others.

Why Stewardship?

So, why should stewardship be such a big deal in the life of a believer, anyway?

I believe there are several answers to this question.

First, the Bible is filled with financial wisdom and instruction. The estimates on the amount of financial verses in the Bible range from 900 to over 2,000 depending on your criteria. Needless to say, that’s a lot of Bible verses on money!

Second, Jesus Himself spoke a lot about money in the parables He taught the Jewish people. In fact, money was (possibly) His second most discussed topic with the Kingdom of God being the first. There is much theological debate on which parables dealt specifically with the topic of money, but money was a huge issue that Jesus addressed frequently in His ministry here on earth.

Third, money is one of the biggest areas of struggle for most believers. Unfortunately, the majority of Christians have adopted cultural beliefs and practices when it comes to money. Most of us have either forgotten or never been taught Biblical financial principles.

Fourth, stewardship is about more than money. The more I study and practice the principles of Biblical stewardship, the more I understand this important principle. It really encompasses every aspect of your life – your time, natural talents, abilities, money, assets, physical health, and relationships.

My Take

Here’s my own personal take on this area of stewardship. If God’s Word is filled with financial wisdom and Jesus’ own ministry focused a lot of time teaching on money management, then there are certainly good reasons for this instruction. This is an area that the Lord knows we all struggle and need to work on in our life on a continual basis. It’s not a “one and done” kind of deal, either. Stewardship is a life long pursuit.

Every day, we have to surrender our selfish, greedy financial plans and desires over to our Lord and Savior. Our primary concern should be using the resources God has entrusted to our management to advance His Kingdom here on earth and in heaven.

Questions: Do you think stewardship should be a big deal in the life of a believer? Why or why not? Is stewardship a big deal in your own life and the life of your family?

Why Some People Have An Easier Time Giving Consistently Over Others

Photo by 401(k) 2012

Photo by 401(k) 2012

The Excuses

“Larry, I wish I could give more.”

“I wish I could give at the level of ten percent of my income, but things are really tight in my family. You know how I had to take a cut in pay last year? I’m also having to help out a friend in real financial need right now. That’s kind of like tithing, right? Me helping out my friend could count toward my tithe to God, couldn’t it?”

If I had a dollar every time I had a conversation similar to this, I could build up a sizeable love offering for my church!

And while helping out friends in need is a noble deed, I can’t say that those financial gifts can “count” toward the tithe according to God’s Word. God makes it pretty clear that we are to bring His tithe and offerings into the “storehouse” [Malachi 3:10]. In the Old Testament, the storehouse equaled the tabernacle, temple, or synagogue. In the New Testament, the storehouse equals the local church that you attend.

An Easier Way To Giving Consistently

In the area of giving, some people seem to have an easier time giving consistently at the level of ten percent and beyond.

After counseling with people on personal finance issues over the last few years, I believe there are two main reasons some people have an easier time giving back to God and His church than others:

  1. They have a monthly spending plan. You know, the dreaded B word, a “Budget.” They give each dollar a name and tell each dollar what to do.
  2. They make giving to God and His church a priority in their lives. Their offerings are listed at the top of their budget form each and every month. They give God the very best of the “firstfruits” of their income [Proverbs 3:9].

I know in my own family, we have learned important Biblical financial principles – how to give, save, and spend – through ministry programs such as Financial Peace University and Crown Financial. God has blessed us in amazing ways as we have followed what His Word teaches us regarding financial matters.

All this Biblical financial stuff really does work!

In my own personal experience, giving at the level of the tithe can be relatively pain-free if you have a financial plan, if you make giving a priority in your life, and then if you follow through with your planned gift.

Execution of that plan is key!

A great way you can demonstrate your love for God and His Church is through having a financial plan and establishing giving as a priority in your life.

Isaiah 32:8 tells us, “But he who is generous plans generous things, and on generous things he stands.”

See my Giving Talk Video below where I addressed this exact issue:

Questions: Do you have an easy time giving consistently at the level of ten percent? If not, why not? Do you have a monthly financial plan? Have you established giving as a priority in your life?

Give Like An Angel Investor, Not A Venture Capitalist

Photo by Kim Seng

Photo by Kim Seng

Shark Tank Reminded Me

Have you ever seen the TV show “Shark Tank?”

If you aren’t familiar with the show, here’s an excellent description from Wikipedia:

The show features a panel of potential investors, called “sharks”, who consider offers from aspiring entrepreneurs seeking investments for their business or product. The entrepreneur can make a deal on the show if a panel member is interested. However, if all of the panel members opt out, the entrepreneur leaves empty handed. The show is said to portray “the drama of pitch meetings and the interaction between the entrepreneurs and tycoons.” A one hour pitch by a contestant is edited down to “a dramatic 10 minute segment”. The show is said to personalize “the desperation and pain experienced by victims of a broken down economy.”

I was watching the show several weeks ago, and I was reminded of the various types of investors. In the world of small business start-up investing, there are essentially two types: venture capitalists and angel investors.

Let’s look a little more closely at these two types of investors.

Venture Capitalists And Angel Investors

There are a couple of key differences between these two types of investors.

Venture capitalists are mostly concerned with making money. They typically invest a lot of money and they are hoping for a substantial return on their investment. For the venture capitalist, it’s all about the money – give a lot and make a lot!

Angel investors, however, handle their investing a little differently.

Yes, just like venture capitalists, they invest a lot of money and are interested in a return on that investment. But, their primary interests are in the people who started the company as well as the success of the business in which they’re investing.

They really like the person who started the business and want this person to be successful. They also really like the business model that this entrepreneur has created and want the business itself to be successful.

You see, for an angel investor, it’s not all about the money. The financial return on investment process is almost like a bonus to them.

Giving Like An Angel Investor

In Matthew 6:31-33, Jesus told His followers,

So do not worry, saying, ‘What shall we eat?’ or ‘What shall we drink?’ or ‘What shall we wear?’ For the pagans run after all these things, and your heavenly Father knows that you need them. But seek first his kingdom and his righteousness, and all these things will be given to you as well.

As believers, I think it’s way too easy to fall into a “give to get” mentality, much like the venture capitalist. Yes, many times God does richly bless those who give faithfully and abundantly, but this shouldn’t be our primary concern.

I believe our motive to give should be like that of an angel investor.

First, we have a unique relationship with God the Father, Son, and Holy Spirit, and we should love the Lord with all our heart, soul, mind, and strength. This is the “people” part of angel investing.

Second, as children of God, we should have a deep personal interest and desire for the Kingdom of God to be successful. This is the “business” part of angel investing.

One way we can demonstrate this love for God and desire for Kingdom success is by giving back to our local church a portion of what He has given to us to manage.

And, the bonus for us as believers is that God promises to take care of our needs when we put Him and His Kingdom as our number one priority.

See my Giving Talk Video below where I addressed this same issue:

Questions: Have you ever thought about giving in terms of small business investing? How have you given in the past, like a venture capitalists or angel investor? Do you give because you are looking for a financial blessing, or because you love God and want His Kingdom to succeed?

How An iPad Changed My Perspective On Heavenly Treasures

iPad 1 photoMy Pride And Joy

In August 2009, I made a significant financial purchase.

I bought my very first iPad, a first generation Apple iPad. The cost was around $500.

For several months, I worked hard and saved any extra money I could. I even did some additional side work in order to save up enough money to buy this amazing new technology that Apple produced.

For at least a year or two, this iPad 1 was my pride and joy. I took it with me everywhere. I used it for everything.

Then, of course, Apple had the audacity to build newer and better iPads (what seemed to be every 6 months), making my glorious iPad 1 practically obsolete. Now five years later in 2014, you can go online to websites such as Craigslist and buy this same iPad for around $100-150. This tablet computer has depreciated greatly in value over time.

Ultimately, though, the materials used in this iPad will end up in a landfill or be recycled into another product.

Jesus And Our Treasures

In the Sermon on the Mount, Jesus talked about our treasures and their value in this life and the next.

He said in Matthew 6:19-21,

“Do not store up for yourselves treasures on earth, where moth and rust destroy, and where thieves break in and steal. But store up for yourselves treasures in heaven, where moth and rust do not destroy and where thieves do not break in and steal. For where your treasure is there your heart will be also.”

Jesus gives us three key thoughts in these verses.

First, earth is a bad location to store our treasures. They will decay over time, plus there is the potential for theft.

Second, heaven is a better place to store our treasures. They will never decay here, or ever be stolen.

Third, our hearts follow our treasures. When we are consumed about our earthly treasure, our hearts are concerned with a temporal earth. God wants us to store up treasure in heaven so that our heart is focused on heaven. If we are believers, this is our ultimate destination, our eternal home.

So, Where’s Your Treasure?

Isn’t it ironic that we as believers in Christ often devote so much time, attention and money into the things that rust and perish? But, we ignore those things that truly last forever.

May I ask you this question, where is your treasure? Are you perhaps more concerned financially in earthly things such as cars, iPads, computers, phones or houses? These items lose their monetary value over time and will eventually be destroyed.

Or, are you investing in eternity? A great way to invest in eternity is by giving back to the Lord what He has entrusted to us through the weekly offerings of your local church.

The old saying goes that we can’t take it with us, but we can send it on ahead.

See my Giving Talk Video below where I addressed this same issue:






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Featured Guest Post At XPastor.org: 7 Suggestions For Better Meetings

XPastor.orgI’m pleased to announce that I had a new guest post go live this week over at XPastor.org.

Post Title: Meetings Are Lame: 7 Suggestions On Making Them Better

Summary: In this post, I discuss the impact of poorly organized and executed meetings on any organization. I give 7 suggestions for making them better, such as:

  • Consider holding only afternoon meetings.
  • Create an agenda for each meeting.
  • Appoint a leader in charge of the meeting.
  • Announce a distraction free zone.
  • Start and end on time.
  • Create an action items list.
  • Delegate tasks within the meeting.

Read this and more over on my guest post at XPastor.org.

Thank you to Dr. David Fletcher and his team for utilizing my post!






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Do You Struggle With Your Church Worship Experience? I’ve Got The Secret Sauce To Turn It Around

Photo by Ani's Photography

Photo by Ani’s Photography

Mass Confusion On Worship

I believe Christianity today is severely confused on the true meaning of worshiping God, and this true meaning has been really distorted in recent years.

My observation over the last 20 years as a church worship leader has been that perhaps our Christian Contemporary Music (CCM) culture has made worship out to be some warm, fuzzy, existential, out-of-body experience. If you don’t have that experience, then you haven’t really worshiped! You could maybe compare it to chasing the high feeling from a drug.

But, nowhere in Scripture do I see that worship is about me, my personal feelings, or my experience. Worship is about God. Worship was created by Him, for Him, and for Him alone.

Worship is more than just a one-day-a-week experience as well. It should be part of the daily lifestyle of a mature believer.

Definitions

Let’s get a little technical and dig into what the worship terminology really means.

The actual definition of the word “worship” is somewhat vague at best. The Bible never clearly defines the word.

Here’s how the Free Dictionary defines it:

wor·ship (wûr′shĭp)

as a noun:
1. The reverent love and devotion accorded a deity, an idol, or a sacred object.
2. The ceremonies, prayers, or other religious forms by which this love is expressed.
3. Ardent devotion; adoration.

as a verb: (wor·shiped or wor·shipped, wor·ship·ing or wor·ship·ping, wor·ships)
1. To honor and love as a deity.
2. To regard with ardent or adoring esteem or devotion.
3. To participate in religious rites of worship.
4. To perform an act of worship.

There are two primary forms of worship: public, corporate worship and private, individual worship. In a wonderful web article at www.gotquestions.org, S. Michael Houdmann addresses these two parts of Christian worship:

Question: “What is the meaning of Christian worship?”

Answer: The meaning of the New Testament Greek word most often translated “worship” (proskuneo) is “to fall down before” or “bow down before.” Worship is a state (an attitude) of spirit. Since it’s an internal, individual action, it could/should be done most of the time (or all the time) in our lives, regardless of place or situation (John 4:21-24). Therefore, Christians worship all the time, seven days a week. When Christians formally gather together in worship, still the emphasis should be on individually worshiping the Lord. Even in a congregation, participants need to be aware that they are worshiping God fully on an individual basis …

… Since external actions are unimportant in Christian worship, there is no rule regarding whether we should sit, stand, fall down, be quiet, or sing praises loudly while in corporate worship. These things should be decided based on the nature of the congregation. The most important thing is that we worship God in spirit (in our hearts) and in truth (in our minds).

The Secret Sauce Of Christian Worship

When we are able to get our individual, private worship in alignment with God’s Word, then we open the door of possibility for an amazing corporate church worship experience.

Here are some of my thoughts on what can make a better church worship experience for all of us.

First, acknowledge that worship is not for us, it is for God. The very definition of the word centers on giving God honor, love, and adoration. Worship is not about us getting to sing our most favorite K-LOVE worship songs and in the process receiving some kind of warm, tingly feeling. Worship is an action. Worship is about giving to God, not receiving from God.

Second, understand that worship should be a solely individual, 7-days-a-week, every minute of every day, type of experience. Then, on the first day of the week (Sunday), the local Body of Christ should gather to worship individually, but all together in the same location.

Third, recognize that worship can take place through a variety of means at anyplace and at anytime. The Apostle Paul tells us in 1 Corinthians 10:31, “So whether you eat or drink or whatever you do, do it all for the glory of God.” Paul also states in Romans 12:1, “Therefore, I urge you, brothers and sisters, in view of God’s mercy, to offer your bodies as a living sacrifice, holy and pleasing to God—this is your true and proper worship.” According to God’s Word, I can worship Him through eating a steak dinner, kneeling on the floor in prayer, cleaning a bathroom, playing a musical instrument, doing my job in the workplace, writing this blog post, or singing in the choir. If our attitudes, if our hearts and minds, if our physical bodies are focused on God in all that we do, then these are acts of worship as well. Live a lifestyle that centers on worshiping God every minute of every day.

Fourth, accept that if you struggle in your corporate worship on Sundays, then your other six-days-a-week, individual, private worship must be lacking. The most incredible corporate worship experiences I’ve ever encountered have been when I have worshiped with other mature, Christian leaders. And why would that be? Because, they already have a strong, daily attitude of worship. Our Sunday services lack passionate worship because the individual church members are lacking passionate personal worship the other six days of the week.

Fifth, admit that if you’re struggling in your daily, personal worship, then you may have unconfessed sin in your life. Psalm 66:18 says, “If I regard iniquity (sin) in my heart, the Lord will not hear me.” Perform heart surgery and see if you have any sin in your life that needs to be confessed and forsaken.

Questions: Are you missing the “secret sauce” in your own corporate church worship? If so, what do you need to do to achieve a deeper level of worship of Almighty God?






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How To Craft A Christian Personal Financial Theology

Photo by UnlockingTheBible

Photo by UnlockingTheBible

Let’s Review

In my last post Do You Have A Philosophy Or A Theology When It Comes To Personal Finances?, we explored four separate money beliefs that I believe many Christians operate their financial lives through one of these four belief systems:

  • Money Belief #1: Money is worldly and a necessary evil to survive. Let’s not discuss it.
  • Money Belief #2: Money is a taboo topic for the church world, but I recognize that money is addressed in Scripture.
  • Money Belief #3: I know what God’s Word says about money. I like my money system better. Now, leave me alone!
  • Money Belief #4: I recognize that I am God’s financial manager. I will follow His instructions.

Unfortunately, I believe many of us as Christians have never connected the dots between the whole money issue being addressed throughout the pages of Scripture and our role as money managers for God. The universal church has done a poor job of teaching and preaching what God has taught us about money through His Word.

In my last post, we also looked at the definitions of “Philosopy” and “Theology.” In simple terms, a philosophy is a life theory invented by man. Man’s theories are flawed and imperfect. A theology is a system of belief based on Scripture. If we believe that God’s Word is holy and without error, then a theological system of belief is flawless and perfect.

I believe Christians today are operating under financial beliefs invented by man, not a system of belief founded upon the Word of God.

Crafting A Christian Personal Finance Theology

Now is a great time for Christians to return to God’s ways about money. We live in a world that is severely confused on how to handle money at any level whether it’s personal finances, business finances, or government finances. This is why we’re living through such difficult financial times in recent years.

So, as Christians, how do we put together a belief system that is completely based on God’s Word? How do we craft a truly Christian personal finance theology?

Here are my thoughts on how to develop a Biblical theology of money:

  1. Be a regular reader of God’s Word. Shocking, I know. That’s rocket science right there! Seriously though, if you want to know what God has to say about money, you need to be reading through your Bible consistently. Don’t just camp out on a single book of the Bible. Don’t just read the New Testament or only the Old Testament. God’s financial belief system is sprinkled throughout the entire Biblical narrative. You can’t just read the book of Proverbs and nail down your theology of money, although that’s a great place to start.
  2. Attend a Crown Financial Bible Study and Financial Peace University. When people ask me the difference between these two small group studies, this is my response: Crown Financial is more of a true Bible study that is heavy on Scripture and truth. Financial Peace University is a practical, step-by-step financial plan based upon Biblical principles. I have done both, and I highly recommend both for a solid foundation in developing a theology of money.
  3. Google it! Again, I’m sure this is all rocket science that never even occurred to you. Type in the search bar “Bible verses about money” and you will receive 3,350,000 results! I’m looking at the search list, and I’m seeing some great pages to open up and explore.
  4. Read blogs that address personal finances from a Biblical perspective. There are many great Christian personal finance blogs out there, today. Here’s a list of the ones I’m most familiar with:
  5. Be sure to focus on these main areas in developing a Biblical theology: giving, tithing, saving, spending, debt, investing, business, contentment, planning, and stewardship. Check out this great article that addresses these issues and more: 250 Bible Verses about Money.

Questions: Have you ever gone through the process of developing a solid, Biblical theology on money? What other steps have you taken in developing your theology on personal finances?






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