Answering A Young Christian’s Financial Concerns
Is it okay to be a Christian and be rich?
A few weeks ago, I received an email from one of my blog readers. She is new to the Christian faith and wrestling with wealth and the Christian life. You see, she lacks nothing in this life. She’s uncertain about what the Biblical response should be to the financial blessing of God.
In this post, I attempt to tackle ten questions that my blog reader asks in her email.
Before I answer these questions, take a quick scan of her email:
I recently found your blog and find it very interesting. I am a “born-again” Christian (since 2012) and found that no one wants to talk about money. Consequently, I am very thankful for your blog. I have a question and I’m wondering if you already addressed this topic:
Should I feel guilty that I do not lack anything?
I consider myself to be pretty generous. I cheerfully pay my 10% to the church and contribute to many charities. On the other hand….I do not lack anything. Sometimes, I feel guilty about the comfort that my family enjoys. Simply put, how can I justify having anything above the minimum necessity of life while thousands are dying from starvation every single day? Aren’t Christians supposed to sacrifice their “comfort” for the good of others? Isn’t true that many early Christians sold everything they had to give to the poor? How much credit do you get when you give out of abundance without experiencing sacrifice?
I recently started questioning expenses such as new clothing, new furniture, going to the movies and even family vacations! If I can’t hardly justify these, never mind considering real luxury items such as spa treatments, Botox, 10 pairs of shoes and a fancy car!
Anyone else experiencing this guilt and questioning every expense? Am I worrying too much about this? Should I forget it since after all, my contribution will not put an end to starvation? Did God want us to live a life of “sacrifices”? Is it wrong to enjoy earthly pleasures while others are dying? Is it wrong to not lack anything?
Your thoughts would be appreciated,
Blog Reader from Alberta, Canada
A Biblical Response To Wealth
Here is my response to my reader’s specific questions based upon what I believe God teaches us through His Word. I attempt to quote a key Bible passage for each question.
- Should I feel guilty that I do not lack anything? To be blunt – NO! If God has chosen to bless you and your family, then I say REJOICE! Approach Him daily with a an attitude of gratitude for His financial blessings. You also mentioned that you are cheerfully tithing and giving to others. Your blessing and financial generosity should result in thanksgiving, not guilt! “Now he who supplies seed to the sower and bread for food will also supply and increase your store of seed and will enlarge the harvest of your righteousness. You will be enriched in every way so that you can be generous on every occasion, and through us your generosity will result in thanksgiving to God” (2 Corinthians 9:10-11).
- How can I justify having anything above the minimum necessity of life while thousands are dying from starvation every single day? There’s a Gospel story (The Alabaster Jar) found in Matthew 26 and Mark 14 when a woman (probably Mary Magdalene) took a very expensive perfume/ointment that cost an entire year’s wages and poured it all over Jesus. She anointed His body before He went to the cross. The disciples were mad about it, too. Their response was “why couldn’t this expensive ointment been sold and the money given to the poor?” Jesus’ response, “The poor you will always have with you, and you can help them any time you want. But you will not always have me.” Yes, we need to help the poor, but there will be other large financial priorities that can and will supersede poverty. We will never be able to fully eradicate it. Jesus said so, Himself. Help where you can, and then leave the rest in God’s hands.
- Aren’t Christians supposed to sacrifice their “comfort” for the good of others? Yes and No. It’s a slightly complicated question. God’s first priority for you after the tithe is for you to provide for your family. “Anyone who does not provide for their relatives, and especially for their own household, has denied the faith and is worse than an unbeliever” (1 Timothy 5:8). Now, I do realize the passage is dealing with taking care of widows within your family so that they are not a burden on the church, but I still think there’s an overarching principle here. God gives us financial supply in order for us to provide for our families. But, if you and your spouse feel that you have way more than enough, then you could always make a decision to place a cap on your lifestyle and give the rest of your wealth away. There are no hard and fast rules here. You and your spouse just need to pray this one through and see what the Lord has called your family to do.
- Isn’t it true that many early Christians sold everything they had to give to the poor? You’re actually referring to the Book of Acts in this question (read Acts 2:42-47 and Acts 4:32-37). I believe this was an isolated incident in Scripture, completely based on the circumstances of the Early Church. The early church was being persecuted, and many of these young Christians were very poor. Apparently, they all threw their money together in a “communal pot” and took care of each other’s needs (not just poor people in general). Plus, these early believers thought Jesus was coming back sooner than later, so they didn’t really care about their wealth and what was going to happen to it. Unfortunately, some believers even stopped working and become idle in their lives as a result. In fact, the Apostle Paul had to chastise believers in Thessalonica about this very issue. Read 2 Thessalonians 3:6-14. As the church grew and matured, we no longer see this communal church living structure after the Book of Acts.
- Anyone else experiencing this guilt and questioning every expense? Many wealthy Christians struggle with these same questions as you do. You are not alone. My encouragement to you would be to embrace the struggle. That means the Holy Spirit is at work in your life. This is a great problem to have. Pray daily regarding what the Lord would have you do with your abundance.
- Am I worrying too much about this? Again, it’s a slightly complex problem you are dealing with, with no clear-cut answers to all of your questions. In Luke 12:25, Jesus poses the question, “Who of you by worrying can add a single hour to your life?” Instead of worrying about it, pray about these challenges and discuss them with your spouse. With God’s help, formulate a game plan for your abundance.
- Should I forget it since after all, my contribution will not put an end to starvation? I would say do what God has called you and your family to contribute, and then leave the rest in His hands. You can only do what you can do.
- Did God want us to live a life of “sacrifices?” At some level, I would say “yes.” If you have modified your lifestyle to the point where you are not spending money at the level you could based on your wealth, then I would submit that you are already living in a sacrificial state. “Sacrifice” has a different definition at different income levels. Your sacrifices won’t look like my sacrifices. This may be a horrible example, but let’s say you could financially afford and had a strong desire to buy a brand new 2014 Cadillac CTS with cash, but you have chosen to forego that purchase and buy a really nice, used, 2-year old 2012 Buck LaCrosse instead. And with the money you haven’t spent, you decide to give that to the poor. I believe then that you have lived out a sacrificial lifestyle.
- Is it wrong to enjoy earthly pleasures while others are dying? No. In 1 Timothy 6:17 we read, “Command those who are rich in this present world not to be arrogant nor to put their hope in wealth, which is so uncertain, but to put their hope in God, who richly provides us with everything for our enjoyment.” In this one verse, the Apostle Paul mentions that God does give wealth for our enjoyment. You and your spouse may just need to set the limits on that enjoyment through prayer and insight from the Holy Spirit.
- Is it wrong to not lack anything? No. Nowhere in Scripture do I read that it is wrong to lack anything. As a matter a fact, I read the opposite in God’s Word, at least in the sense of lacking real world, everyday needs such as food, clothing, and shelter. In Matthew 6:31-34 Jesus tells us, “So do not worry, saying, ‘What shall we eat?’ or ‘What shall we drink?’ or ‘What shall we wear?’ For the pagans run after all these things, and your heavenly Father knows that you need them. But seek first his kingdom and his righteousness, and all these things will be given to you as well. Therefore do not worry about tomorrow, for tomorrow will worry about itself. Each day has enough trouble of its own.”
Questions: So, what do you think? Am I on the right track regarding Christians and wealth? How would you answer this blog reader’s questions?